http://www.youtube.com/watch?v=ziDOcM9zvb8
Check this link out!
Remember...ONLY 5 MORE DAYS OF GUARANTEED 4.5%
Monday, February 23, 2009
Sunday, February 22, 2009
Is it worth the chance....6 DAYS LEFT!!!
Don't gamble on this chance to get a rate of 4.5% 30 year fixed!!!!
Saturday, February 21, 2009
The Price is Right- 7 days left for 4.5%
"come on down" because The Arbors is where the PRICE IS RIGHT!Only 7 more days for guaranteed 4.5% FHA 30 year fixed!!!! Don't miss out on this great opportunity to get a 4.5% loan through Elite Home Mortgage! We'll still pay $2,000 in closing costs!!! Contracts have to be written NOT closed by 2/28/09!!! Only non-contingent buyers! So if you or ANYONE you know that needs to buy a house, As we've seen Bob Barker' show always says:
"come on down" because The Arbors is where the PRICE IS RIGHT!
*ask agent for more details!
(205) 640-5202
Payments starting in the $950/ a month!!!! Remember, if your also a first time home buyer, you can also receive a $8,000 tax credit!!!!!!
Homes range from $159,900-$218,900
Friday, February 20, 2009
Meet your Neighbor- Bobby Breed
This posting came from the Leeds News:
Bobby Breed took office Monday, Feb. 9. as the new police chief of Moody. He said that he became interested in having a career as a police officer when he was just 16 years old, but he said that after taking courses in law enforcement as a college student at Jeff State, he made the decision to go to the police academy.
In those classes, Breed said that police work was described as something new and exciting from day to day and he realized that a job as a police officer would present him with many opportunities to help people, which is what he truly wanted to do. “I always wanted to make a difference, even if it was just with one person,” he said.
As he began his career as a police officer, he continued to go to school, earning his bachelor’s degree in English and criminal justice from UAB. After serving for 21 years as a police officer for Birmingham, Breed decided to retire, and he took on a job in banking and management at AmSouth bank. He later decided to go back to school to become more knowledgeable about his job in banking, and he received his master’s degree from Baker College in business.
After nine years, Breed decided to return to his familiar roots of being a police officer and for seven years he worked at Samford University, where he served as the police chief before accepting the position in Moody.
Breed said that he has continued in this field because he and his fellow police officers have been able to make a difference. “We were able to help those less fortunate and those really in need of help and that’s what I liked about that,” he said. Breed added that a memorable experience for him happened when he was leaving Samford University and a student let him know that something he did had made a difference in her life. “That really took me full circle. That was what my goal was all of those years as a police officer.”
Breed and his wife Rosaland have been living in Moody for seven years, and he said that he has no plans of ever living anywhere else. “It reminds me of when I was growing up as a young teenager in the western part of Birmingham. I have not been in a restaurant yet where people did not know each other,” he said, adding that he likes that atmosphere. “It’s a good place to live, it’s a good place to work and it’s a good place to raise your children,” he said.
Breed and his wife have been together since 1967 and they have one daughter, Amy. He added that his son-in-law, Jason, is also a police officer. He has three grandchildren, which he said that he adores. “They are, without a doubt, the love of our lives and we spend as much time as we can with them.”
Some of Breed’s hobbies include going to the mountains, trout fishing and cross stitching with his wife. He also enjoys playing the drums, which he has been doing for most of his life, and he plays on Sundays at Church of the Highlands, where he has attended church for three years.
As police chief of Moody, Breed said, “One of my goals is to open up lines of communication in this department and be sure that every officer and supervisor knows that their opinions, their suggestions and their thoughts matter and that they are going to be heard...We’ve all got to work together.”
Thursday, February 19, 2009
Moody is cleaning up!!!
Moody, Alabama plans trailer park cleanup for future development ordinance
Wednesday, February 18, 2009
VICTORIA L. COMAN
News staff writer
The city of Moody plans to clean up the remnants of a longtime trailer park that the city owns to prepare it for development of a proposed shopping center.
The City Council has voted to spend up to $6,000 on the work.
Moody Mayor Joe Lee said the city should have debris such as mattresses and couches cleared from the estimated 26-acre site near Interstate 20 by this spring. He also called for the Moody Fire Department to use trailers on the property for fire and rescue practices.
Dave Treadwell, Moody's project coordinator, said the city has received three bids to clean up the site. No company will be awarded the contract until such issues as insurance verification have been worked out, he said.
"We want to get (the land) ready so that when summer comes and the grass starts to grow, we can mow it to keep it looking neat," Treadwell said. He hopes to have the work started in the next week.
The city bought the land, known as The Village at Moody trailer park and the Woodland Village Trailer Park, about three years ago for $2.6 million in hopes of bringing in commercial development on the visible location.
http://www.al.com/birminghamnews/stories/index.ssf?/base/community/1234948560299450.xml&coll=2
The New Stimulus Package Signed Into Law
Get the Breakdown on How This Affects Home Buyers
New $8,000 tax credit could prove useful to many new home sales and marketing professionals.
| |
| President Obama signs the $787 billion economic stimulus package into law on Feb. 17. (White House photo by Pete Souza.) |
“While we believe that including a more enhanced home buyer tax credit in the final legislation would have been the best way to spur housing demand and move the economy forward, the new law does include several provisions that should help to put housing and the economy on the right track,” said NAHB Chairman Joe Robson.
Breaking Down The New $8,000 Tax Credit
Chief among these is an $8,000 first-time home buyer tax credit for qualified home purchases in 2009. To encourage prospective home buyers to get off the fence, the tax credit:
- Does not have to be repaid
- Is fully refundable
- Will remain in effect until Dec. 1, 2009 so that consumers can utilize it during the critical summer and fall home-buying months
- Allows tax credit home buyers to participate in the mortgage revenue bond program
- Permits state housing finance agencies to help buyers at closing by advancing the credit amount as a loan using tax-exempt bond proceeds
More information on the first-time home buyer tax credit can be found at www.federalhousingtaxcredit.com. To find out more about how this site can be a great resource for new home sales and marketing professionals, read this eNews article.
More Useful Information about the Package
Other important components in the American Recovery and Reinvestment Act of 2009 will help small businesses and bolster the housing market. The legislation will:
- Help home borrowers by restoring the higher 2008 FHA, Fannie Mae and Freddie Mac loan limits through the end of this year (the limit will return to $729,750 from the current $625,500 in the highest cost markets, and will also rise in many other areas because the 2008 maximums were based on a more generous formula and, for most areas, higher median prices)
- Temporarily allow exchange of Low-Income Housing Tax Credit allocating authority for tax-exempt grants and it appropriates $2 billion in HOME funding for affordable housing projects
- Provide up to a 10-year deferral of tax due to business debt restructuring
- Expand the net operating loss carry-back period from two years to five years for small businesses (businesses with average gross receipts of no more than $15 million over the prior three years) for losses arising in tax year 2008
- Extend the 25C existing home remodeler credit through the end of 2010, increase the credit rate from 10% to 30%, raise the lifetime cap from $500 to $1,500 and expand the set of qualifying property
- Provide an Alternative Minimum Tax patch for tax year 2009
- Increase bonus depreciation and Section 179 small business expensing for business investment in 2009
To view a one-page summary of the key housing provisions in the legislation, click here.
The housing sector still faces significant challenges, said Robson, including a severe credit crunch, particularly for acquisition, development and construction lending; skyrocketing foreclosures; and stimulating demand for home buying to stabilize housing markets.
“We look forward to working with Congress and the Administration to build upon the provisions of the new economic stimulus law to address these pressing needs and, ultimately, lead the nation’s economic recovery,” said Robson.
Tuesday, February 10, 2009
Monday, February 9, 2009
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