Don't gamble on this chance to get a rate of 4.5% 30 year fixed!!!!
The National Fire Protection Association and the U.S. Consumer Product Safety Commission recommend that consumers change the battery in smoke and carbon monoxide detectors when we change the clocks for Daylight Saving Time.
While you've got the ladder out to check your smoke detectors, why not change a bulb?
Switching to energy efficient bulbs in your ceiling fixtures could save you $30 a year per bulb on your electricity bill.
Energy efficient lighting is particularly important in the fall when Daylight Saving Time ends and the days are shorter.
The latest generation of energy-saving lighting includes compact fluorescent bulbs that fit in standard light sockets and provide pleasant, uniform light.
Low-energy halogen or LED lighting is also becoming widely available.
Visit www.energystar.gov or www.fypower.org for information on lighting rebates and discounts.
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